So you are beginning to understand the concept of PPI and feel you may be entitled to make a mis-sold PPI claim. But how do you go about this? It is daunting for an individual to contact high street lenders, particularly if you do not have a complex understanding of the conditions of PPI.

Making a PPI refund

Speak to a professional claims management company to find out how you can receive a Payment Protection Insurance (PPI) refund. They will assess whether or not you are entitled to a PPI reclaim and handle your application for you, meaning you dont have to learn the complex conditions of PPI or contact banks and lenders yourself.

Finding a reliable company to make your PPI refund

PPI reclaim companies often have a bad reputation. You may have been warned about fraud companies which can leave you with a bill which is higher than your PPI refund, and thats if they win your case at all. You need to choose your claims management company carefully to avoid losing out, but in doing so you will be able to make a claim for potentially thousands of pounds with no effort on your part.

Look for a company which:

Offers a free assessment of whether or not you have a case. Be sure that you are not going to be charged for enquiring about your possible PPI reclaim application. Some companies offer a practical postal service to enable you to claim with minimal effort, and some will even come to your home for the ultimate convenience.

Works on a no win, no fee basis. You will not want to lose money out of your application to claim back PPI, and a no win no fee company will only take any money if they do win on your behalf. By choosing a company which works on this basis you can also rest assured that they are going to do all they can to win your case, because if you win, they win.

Offers to obtain all of the correct paperwork for you if you do not have it. This is the role of your PPI claims management company. Dont spend time contacting your bank or lender about paperwork, your refund company should do it for you.

Do not charge excessive fees. Check the costs which PPI reclaim companies charge should you win. 25% and an administration charge of around £100 is reasonable, and you are likely to still be receiving an adequate figure after they have taken their share. Some companies charge in excess of 80% and an administration charge which can leave you worse off than before you made the claim.

ABC Claims Management are a reliable PPI claims company which you can rely on. Contact them today to find out whether they can help you claim back the thousands of pounds you may be entitled to.

ABC Claims Management

These days setting up a home entertainment system is a fairly straightforward task. However, the wrong type of cable could affect the quality of your device, and cables which are too long could result in tangled mess around the back of your television set.

HDMI Cables
Many electrical suppliers stock a wide range of Hi Fi, audio and video cables for all speakers, televisions and home cinema systems. With most new television sets HDMI is the best quality input, therefore its a good idea to purchase a range of HDMI cables for the televisions around your home. HDMI cables can be used for connecting Sky or other cable boxes to televisions and connecting digital HDMI audio video links on DVD, plasma screens and many other HD ready devices. High quality HDMI cables have high speed Ethernet and are suitable for all new HD and 3D televisions.

USB Cables
If you have laptops or computers in your home, its always handy to have a decent supply of USB cables. There are many online electrical suppliers who specialise in audio and visual solutions and offer type A male to male USB cables, USB extension cables, printer and booster cables.

TV Cables
Many people are beginning to update the televisions in their home to HD and 3D systems and not all sets come with the appropriate cables. Purchasing a range of high quality TV cables will enable you to successfully install your next television set. A well established electrical supplier will offer TV coax and OFC cables with gold plated connections, which can be used on most television sets.

Speaker Cables
For a high quality surround sound system you will need the correct cables for your speakers. High quality speaker cables and wires are available in round and flat forms and can be used as patch leads between amplifiers. Compliment your speaker wires with a speaker wall plate for a neat and tidy home entertainment system.

Its important to ensure your cables are the right length. Cables which are too long will become tangled and can look extremely untidy. However, using a cable which is too short will make it difficult to move your home entertainment system without losing power. To find out your ideal cable length, simply measure the distance from the plug to your device then add on 3 - 4 inches.
Ensure you have the correct audio and video cables and contact a well established online electrical supplier today.

Nexxia Audio Solutions manufacture and supply a wide range of audio accessories, including audio and video cables, wall plates and car audio accessories. For high quality electrical accessories visit their website today.
Audio and video cables

When it comes to redecorating, many people are inclined to focus on the interior of their home and the exterior often gets neglected. Although the interior is where most of your time is spent, the outside of your home is equally as important, as everyone and anyone can see it.

Your local joinery company will be able to help you ensure the exterior of your home is stunning. Unique designs of windows, doors and gates will add value to your home and portray a positive statement.

Sliding Box Sash Windows
Sliding box sash windows are perfect for a traditional look as they date back to Victorian and Georgian times. As well as their appealing look they are extremely practical as they are well suited to wet and cold weather conditions. Their unique vertical sliding function allows the window to be opened without letting too much heat out or any rain in. Sash windows are designed with sturdy frames made from high quality materials, this means they are less susceptible to rot and distortion.

Sliding box sash windows can be custom made with soft or hardwood and painted or stained in a variety of finishes. Throughout Georgian times, oak was the most popular type of timber used for sash windows. During the Georgian period, sash windows were often seen on the rear of many buildings, the Victorians however placed them on the front of their homes, making them a central focus to the character of their buildings. Traditional Victorian box sash windows often had lavish curved designs with intricate mouldings and latticework to make the exterior of their homes look beautiful.

External Doors
Whether your home has a modern or traditional look, there are hundreds of different types of external doors to choose from. A stylish front door will give your home a grand entrance and your local joinery company will be able to create a unique design that reflects your personality.

Traditional Georgian and Victorian town house doors are formal and elegant designs, often created without glass but with vintage door knockers. Contemporary doors on the other hand often have sleek and modern designs with symmetrical glass slats: perfect for new build homes and ground floor businesses.

Your local joinery company will have a team of highly skilled workers who specialise in the production of doors, windows, staircases, conservatories and other external furniture. For unique and stylish exterior contact the experts today.

Martin Thompson Joinery are a bespoke joinery company offering services around the Huntington, Cambridge and Peterborough area. They manufacture, supply and install fitted kitchens, bathrooms and external furniture. For stunning home designs visit their website today.
Unique and stylish exterior

Are you looking for a change of direction in your trading or brokering position? Traditional wine, land or investment markets are long-established marketplaces which offer trading jobs; but what about if you want a completely new career angle? For a career in a new and fresh market, and a sales job which does not only enable you to enjoy generous benefits, but also allows you to really make a change in the world, look no further than carbon trading jobs.

What is carbon trading?

The UNs Kyoto Protocol is a treaty which forms part of their Framework Convention on Climate Change. It committed 37 industrialised countries and the European Community to binding targets in an attempt to limit their level of human-emitted release of greenhouse gases, one of which being carbon dioxide. The Kyoto Protocol was a landmark step in fighting global warming through a reduction of greenhouse gases, and it has shown results. The collective reduction of greenhouse gas emissions in a collection of richer countries within the treaty called Annexe I (including European countries, the Russian Federation and Australia and the US-which is yet to sign), is around 5%.

To increase the likelihood of these Annexe I countries meeting their 2012 emission targets, they were given flexible mechanisms, which permitted the trading of their emissions. Assigned Amount Units are now bought and sold from a number of trading schemes across countries. Many countries opted to sell excess units (each being equivalent to one tonne of carbon dioxide), which are then traded privately and internationally.

What do carbon trading jobs consist of?

As a result of the Kyoto Protocol carbon has been commoditised; paving the way for an exciting new sales industry, complete with carbon trading jobs. Carbon trading jobs are fresh, exciting and aim to help companies who may find it cheaper to purchase carbon credits to offset their excess than buy new machinery or employ other mechanisms to reduce their carbon emissions that year. In contrast, other companies may find it cheaper to offset emissions through more eco-friendly projects, and are left with excess units which can be sold to pay for its eco-makeover.

Carbon trading jobs involve negotiating between such companies, on national and international levels. The price of carbon fluctuates, allowing for an exciting job in a dynamic marketplace. In addition to the excitement which the role offers and your assistance in reducing greenhouse gas emissions, carbon trading jobs are well paid and offer longevity in a market which is here to stay. Visit an online sales recruitment website to browse carbon trading jobs today.

Pinnacle 7 are job recruitment experts who specialise in high-earning sales and telesales positions in the UK and abroad. Maximise your income whether you are looking for carbon trading jobs or other high level telesales jobs, such as those in wine, land or commodities .
Sales jobs at Pinnacle 7

Your boardroom table is where big decisions are made, and you will want these to be made over furniture which is both reflective of your company and completely practical. To give the best impression of your business to visitors who are entering this crucial room, it helps to understand how to choose boardroom furniture.

Above all else, you want your boardroom to impress. Choose boardroom tables and chairs which match your brand image; decide whether you want something elegant and sleek, bold and bright, or contemporary and minimalist.

Modern materials used in the crafting of boardroom tables include MDF, which is strong, affordable and flexible enough to be finished to give the look of expensive wood without the extravagant price tag. For an more luxurious finish, real wood veneers are sometimes available in beautiful woods such as Oak and Ash. If your boardroom craves a really clean and minimalist look, glass table tops and contemporary polished silver fittings will appeal. Options for glass boardroom tables include clear glass or opaque coloured glass in bold bright colours such as red, which can be used to really make a statement.

Bespoke boardroom tables are built with your idea in mind, meaning you are more likely to communicate a message which is appropriate to your room and business. The advantage of bespoke boardroom tables is that manufacturers allow you to choose size, worktop finishes, wood veneers, base materials, and optional glass inserts, among a number of other options.
If you are looking for something portable choose lightweight boardroom tables which are segmented with linking sections and interchangeable legs. If you have a set room to keep your boardroom furniture in constantly you have the flexibility of choosing a heavier wood design or a stunning glass tabletop.

The size and shape of your table depends upon your room and seating requirements. Oval and circular tables have the advantage of having space for more people, as do U-shape (or Loopy) designs. Rectangular tables and barrel shapes are also available, and these can be purchased in different sizes or with interchangeable sections. Some manufacturers of bespoke boardroom tables allow for flexible configurations so you can really match the size of your boardroom furniture to the size of your room.

Of course, your boardroom conference table should be complemented by boardroom chairs which match in design and quality. Executive boardroom chairs, upholstered in real quality leather, offer ergonomic comfort and a serious, authoritative style statement. For a more relaxed atmosphere opt for meeting chairs rather than boardroom chairs, or select bold office seating in bright colours to add vibrancy to your boardroom.

Perfect Synergi are leading office suppliers of boardroom furniture, as well as furniture designed for the office and reception areas. Their stunning designs are carefully crafted to the highest standards and feature a number of veneer and design options.
Business furniture at Perfect Synergi

With electricity companies charging more than ever and prices continuing to spiral upwards, paying bills in your home or business can be a real struggle. One of the biggest expenditures for many household is energy bills. Voltage optimisation offers a way to reduce electricity consumption without changing your lifestyle. Domestic voltage optimisation can easily reduce electricity consumption by 18%; saving a family of four living in a three-bed semi detached house around £150 a year. In the tough times which many homes are facing, £150 is a considerable saving. And that isn’t just this year – it’s every year for the lifespan of your voltage optimisation unit. Businesses such as hotels, offices, stadia and warehouses can also make substantial savings by benefiting from voltage optimisation.

How does voltage optimisation work? Voltage optimisation works because of the National Grid. The National Grid supplies electricity to your home, but their standard outage is often much higher than your appliances need. The National Grid provides around 240V of electricity to your home, despite the fact that domestic electrical equipment only requires around 220V to work effectively. The extra power which is not used by your electrical equipment dissipates as heat and vibration within your appliances, reducing their lifespan by as much as 90%. In addition to this, the UK mains electricity is prone to usually unnoticeable power surges, further damaging electrical equipment and reducing how long it lasts.

Voltage optimisation units are installed in your home to act as a ‘buffer’ between the National Grid and your domestic electricity supply. They reduce the voltage outage in your home to that required by your electrical items, cutting the electricity units you use and prolonging their lifespan.

What voltage optimisation options are available? The benefits of voltage optimisation are obvious. There are many different types available, but the newest units are by far the most effective at their jobs. ‘Intelligent’ voltage optimisation systems are a new development in home energy management products, ideal for domestic use.

They differ from traditional units in that they reduce the electricity demanded by the unit by managing voltage levels only on appliances which are being used, allowing them to reduce their own energy usage. If the main power supply has dipped below the voltage required by your appliances it will recognise this and not further lower the voltage, whereas an older unit would continue to lower voltages, rendering electricity sources useless. To further improve their power efficiency, new intelligent systems can detect when there has been no electricity consumption in the whole property, and will go into standby mode.

Intelligent voltage optimisation systems also have a display screen which allows you to see how much energy is being saved by its installation. They can be installed to your supply (between the electricity meter and consumer unit) by a qualified electricity in around an hour, and are effective in saving you money immediately.

Marshall Tufflex Energy Management are specialists in providing the latest generation of intelligent voltage optimisation systems mentioned in this article; the most prominent being Voltis. Voltis enables homes and businesses to easily make significant and long-term energy savings with minimal impact on day-to-day electrical usage.
Voltage optimisation

Derby is a popular location for young and established businesses alike, and it isnt difficult to see why. Based in a central UK location, Derby is less than an hour from Birmingham, Wolverhampton, Sheffield, Stoke-on-Trent, and less than half an hour from Nottingham. It has easy access to the M1 and a train line providing links to London and Leeds, as well as East Midlands Airport just 15 miles east of the city centre. In addition to the citys excellent commuting links, Derby is a vibrant and cosmopolitan place to live with plenty to see and do.

Because it is such a prime location, finding suitable office space to rent in Derby can be difficult. Looking in the city centre can result in overpriced, small commercial property to rent, with large scale congestion and fewer transport links. You will find the best area to rent an office, whether you require a small room for a handful of people or a full corporate suite, is on the fringes of Derby city. Here you will find much more affordable accommodation, at up to half the price of their city centre counterparts. City fringe office space also has plenty of on-site car parking space and is easily within walking distance of Derbys train station, and even closer to main roads such as the M1.

If you are planning to move to value for money office premises, look no further than the fringes of Derby. A purpose built office block will give you the flexibility of a choice of office space size and contract style. Little extras such as meeting rooms and refreshments may even be available at no extra cost. Booking your office space through private owners will allow you the flexibility of discussing your personal requirements and finding something to match your needs. Do not use an office broker to book your office space in Derby; they often rent or buy accommodation to let at an inflated price.

Another factor to consider is security. A purpose-built shared office block often offers businesses more in the line of security than multi-purpose buildings: particularly useful if you will be storing expensive computer equipment or confidential files. Shared office blocks offer a higher likelihood of the building being occupied at any given time, and they often come with CCTV and security.

If you have a young business, it may help to choose commercial property to rent which offers short-length contracts. If you choose a three month contract in an affordable block on the fringes of Derby centre you are likely to find short-term contracts with options for an all-inclusive package including bills and costs.

Litchurch Plaza is a modern purpose built office block situated in Derby. With excellent transport links, competitive prices and a choice of contracts and sizes available Litchurch Plaza can fulfil your office space needs.
Rent offices in Derby

The Hyde Park Estate, just to the north of the famous Park is the ideal place to stay while visiting London. There areHere you will find plenty of hotels and bed and breakfasts, and also and there is a great selection of pubs and restaurants. You are never far from a bus stop or a tube station to get you around the city, and Paddington Station is nearby where you can take the train to Heathrow, Windsor, Bath and other great sightseeing hubs around the West of England. Of course Hyde Park itself is a great draw, featuring the Italian Gardens, the Serpentine Lake and several sculptures and memorials.

The Hyde Park estate is an affluent area featuring rows of period townhouses, most of which have been transformed into apartments or London bed and breakfastsB&Bs and or Hohotelss. I say London B&Bs because most of them are not B and Bsbed and breakfasts in the normal traditional sense, but are large Victorian or Georgian houses which have been converted to provide holiday accommodation and , but are run as businesses rather than people letting our spare bed rooms. In todays parlance they are becoming known as boutique hotels or townhouse hotels. But in essence they are professionally run London B&Bs.

In between the neat Georgian terraces are several Mews, originally built as rows of stables with living quarters for servants above them. These served the rich families who lived in the houses. Today the Mews have been converted into trendy mews houses and the stables are now used as garages for cars, but the cobbled streets leading from the roads give the area a 19th century charm. One set of horse stables remains in Bathurst Mews and it is joy to watch young children take the reins of a pony during their horse riding lessons in Hyde Park.

On the edge of the Hyde Park Estate the Lancaster London towers above Lancaster Gate underground station. Its one of the many 60s built blocks in the area which have undergone makeovers in recent years. Some of these high rise buildings boast apartments with lovely views over Hyde Park, while the others provide vistas looking over the rooftops of the townhouses and mews.

The Hyde Park estate is also home to several boutiques, art galleries and bijoux cafés which make up Connaught Village. Famous residents include the ex-Prime Minister, Tony Blair, who lives in Connaught Square. His house is the one with armed police stationed outside. Another ex-Prime Minister who used to live in the area was Sir Winston Churchill. His former residence in Sussex Square is marked by an English Heritage blue plaque. Nearby on Sussex Place you will find the Victoria Pub which he used to frequent.

Barry House is a B&B in London, situated in prime location in Hyde Park and near Paddington Station. Visit their website for information on prices and availability.
Book a room at Barry House

Ants are one of the most common types of summer pest. Two common species found in Britain are the garden ant and the pharaohs ant.

Garden ants are around 3-4 mm long and are often referred to as flying ants as they produce wings during the summer to allow them to mate. The pharaohs ant on the other hand is much smaller at only 2mm long and yellowy brown in colour. These ants are often found indoors as they originate from much warmer climates. Like most ants the pharaohs ant needs water to survive which is why they are often found near kitchens and bathrooms. They also pose a health risk as they transmit pathogenic organisms from feeding in unhygienic areas such as drains, refuse bins and wound dressings.

It may not seem like a major problem if you spot a lone ant wandering across your worktop, however within a matter of days you could have an entire colony of ants setting up camp in your home to breed and feed on left over food. You can reduce the chances of an ant infestation by keeping your home thoroughly clean at all times, taking our any rubbish regularly and storing all food in airtight containers. Due to their small size ants generally have no problem getting into any home, however ensuring all doors and windows are sealed with weather stripping or putting salt, peppermint or chilli pepper around any cracks can discourage ants from coming in.

There are many different forms of ant control products on the market. Bait ant traps are often the most popular, however you must ensure you have serious ant problem before using these as they can attract more ants into the home. Although sprays, powders and bait traps can be a useful short-term remedy, they often dont eliminate the ant nest, meaning you will soon have another batch of ants crawling around your kitchen floor.

Ants are seriously unhygienic. Babies and young children are at high risk of catching infections from these pests as their immune systems are not fully developed. They can also be a real nuisance and can ruin summer garden parties and barbeques (one of your guests spotting an ant crawling across the dinner table can be extremely embarrassing).
Ensure your household is a happy and healthy one this summer and contact a high quality pest control company for expert advice and help.

Terminex Pest Control Service have many years experience in the pest removal industry and are a full member of the BPCA (British Pest Control Association). For expert advice and help with any pest infestation visit their website today.
Pest Control London

HDMI abbreviates High Definition Multimedia Interface, which is a popular digital alternative to the lesser quality analogue transmitting interfaces. Your TV, 3DTV, Blu-ray player, DVD player or recorder, games console, digital camcorder, PC, digibox or Sky box may be HD enabled. Many people choose high definition equipment for their crystal clear visuals which enhance the viewing experience.

But often these electrical products which support HDMI viewing require essential HDMI products such as HDMI cables (such as HDMI to HDMI cables), HDMI adapters or HDMI wall plates. There is nothing worse than opening your new TV or other HD Ready device, ready to set it up, to find that it is not supplied with the appropriate HDMI accompanying tools. Nothing worse, except for maybe buying a HDMI cable or HDMI adaptor, opening the box again, and realising you have bought the wrong item.

By looking online to find HDMI to HDMI cables and other tools you are likely find that you are bombarded with a diverse choice of different types of HDMI cables, HDMI adapters, HDMI wall plates. It helps understand the key tools which you may require to set up your HDMI enabled devices.

HDMI cables are one of the most common items which are essential but not supplied with electrical products. They connect your device to where it is going to be displayed, such as your games console, Blu-ray player or HD set-top box to your HDMI TV, or your PC to your HD enabled monitor. Choose a high speed cable with gold fittings for minimal signal loss.

If you are running your HDMI cable next to a power source, you may require an insulated cable. This will reduce interference which may ruin your picture. Because the data rates are high in all HDMI cables, it makes sense to invest in better quality HDMI cables to reduce loss of signal. Good quality HDMI cables are particularly essential when buying long-length cables, which are available in 10 to 30 meter lengths. In long length cables such as these there is likely to be more signal loss, so purchase an active cable with a built in active signal booster to minimise loss of quality.

HDMI adaptors are used to adapt a DVI source to a HDMI wire. Computer monitors tend to have DVI connections rather than HDMI ones, so HDMI adaptors are required to connect a HDMI to HDMI cable to a DVI connection.

HDMI wall plates are wall connectors featuring a HDMI port. They are commonly used to create a neat connection behind wall-mounted HD enabled TVs. The flat surface of HDMI wall plates has connection ports, and the wiring is hidden behind the plate and in the wall.

EuroNetwork are the UKs leading supplier of HDMI cables, adaptors and wall plates. Visit their website to browse their products to connect your audio-visual equipment, or to read more information on the benefits of HDMI.
HDMI